real-info.com

Report Date: 15-OCT-2009

Report Number: 34482535

Order Person: USER

Order Company real-info.com

Loan Number: RI20091015135909

VeroValue Valuation Report

SUBJECT PROPERTY:		OWNER OF RECORD:
	SAMPLE ADDRESS GERMANTOWN, MD 20874		SAMPLE OWNER

	$ 195,000
	$ 192,000 to $ 215,000	98

APN:	123456789	YEAR BUILT:	1993	POOL:
LIVING SF:	893	BEDROOMS:	2	FIREPLACE:
LOT SF:	1,062	BATHROOMS:		GARAGE:
ASS'D VALUE: TOTAL:	$ 256,666	COUNTY:	MONTGOMERY	STORIES:
ASS'D VALUE: IMPROVEMENTS:		LAND USE:	CONDO	A/C:
ASS'D VALUE: LAND:		CENSUS TRACT:	700306	VIEW:

.	SALE DATE	SALE PRICE	LOAN AMOUNT	SELLER	BUYER
1	25-JUL-2002	$ 147,000			SHOAIBI AZADEH
2	10-JUL-2000	$ 109,800

ADDRESS

DIST (MI)

SALE PRICE

SALE DATE

LIVING SF

LOT SF

BED

BATH

YEAR BUILT

19034 PARTRIDGE WOOD DR

1.54

$ 205,000

14-APR-2009

1,060

1,300

1.00

1987

25 CROSS RIDGE CT

1.50

$ 200,000

27-MAR-2009

930

1,008

2.00

1987

19026 PARTRIDGE WOOD DR

1.53

$ 226,900

19-MAR-2009

1,060

1,300

1.00

1987

19033 PARTRIDGE WOOD DR

1.54

$ 234,600

23-FEB-2009

1,060

1,300

1.00

1987

Detailed property information is provided on the next page.

19034 PARTRIDGE WOOD DR

OWNER: PEOPLES MELANIE

DISTANCE (MI): 1.54

SALE PRICE:	$ 205,000	APN:	0902636091	YR BUILT:	1987	POOL:
SALE DATE:	14-APR-2009	LIVING SF:	1,060	BED:	2	FP:
PRIOR SALE PRICE:	$ 256,500	LOT SF:	1,300	BATH:	1.00	GARAGE:
PRIOR SALE DATE:	06-APR-2009	ASS'D TOTAL:	$ 298,980	COUNTY:	MONTGOMERY	STORIES:	2
		ASS'D IMPROV:		LAND USE:	CONDO	A/C:
		ASS'D LAND:		CENSUS:	700818	VIEW:

25 CROSS RIDGE CT

OWNER: MUIR PATRICIA

DISTANCE (MI): 1.50

SALE PRICE:	$ 200,000	APN:	0902276905	YR BUILT:	1987	POOL:
SALE DATE:	27-MAR-2009	LIVING SF:	930	BED:	2	FP:
PRIOR SALE PRICE:	$ 320,000	LOT SF:	1,008	BATH:	2.00	GARAGE:
PRIOR SALE DATE:	26-APR-2007	ASS'D TOTAL:	$ 279,450	COUNTY:	MONTGOMERY	STORIES:	2
		ASS'D IMPROV:		LAND USE:	CONDO	A/C:
		ASS'D LAND:		CENSUS:	700819	VIEW:

19026 PARTRIDGE WOOD DR

OWNER: MONTOYA EDWIN AND KEREN

DISTANCE (MI): 1.53

SALE PRICE:	$ 226,900	APN:	0902636056	YR BUILT:	1987	POOL:
SALE DATE:	19-MAR-2009	LIVING SF:	1,060	BED:	2	FP:
PRIOR SALE PRICE:	$ 148,000	LOT SF:	1,300	BATH:	1.00	GARAGE:
PRIOR SALE DATE:	08-JAN-2009	ASS'D TOTAL:	$ 309,990	COUNTY:	MONTGOMERY	STORIES:	2
		ASS'D IMPROV:		LAND USE:	CONDO	A/C:
		ASS'D LAND:		CENSUS:	700818	VIEW:

19033 PARTRIDGE WOOD DR

OWNER: RICKERT ABIGAIL AXFORD

DISTANCE (MI): 1.54

SALE PRICE:	$ 234,600	APN:	0902636147	YR BUILT:	1987	POOL:
SALE DATE:	23-FEB-2009	LIVING SF:	1,060	BED:	2	FP:	1
PRIOR SALE PRICE:	$ 320,000	LOT SF:	1,300	BATH:	1.00	GARAGE:
PRIOR SALE DATE:	08-MAR-2007	ASS'D TOTAL:	$ 311,010	COUNTY:	MONTGOMERY	STORIES:	2
		ASS'D IMPROV:		LAND USE:	CONDO	A/C:
		ASS'D LAND:		CENSUS:	700818	VIEW:

The price range of condominiums in the subject property's neighborhood is from a low of $111,000 to a high of $426,000, with a median price of $283,500. The subject property is valued at $195,000 and is ranked at the 5 percentile, meaning that 5% of the condominiums in the subject's neighborhood are valued less than the subject property.

Price changes for condominiums in the subject property's zip code (20874) and neighborhood are shown for comparison of local and regional trends. Starting on the left and normalized to zero, price changes are given on a periodic basis and tracked cumulatively.

VeroValue Terminology

VeroValue: The VeroValue is the estimated market value of a subject property based on an analysis of available physical and economic data.

Confidence Score : The confidence score is a predictive measurement of the accuracy of the estimated market value. Ranging from a low of 0 to a high of 100, the confidence score can be used as an analytic for automated decision making and defining levels of service. Higher confidence scores generally correlate to higher levels of accuracy.

Value Range : The estimated market value range of a subject property based on an analysis of available market data, market trends and the confidence score. VeroValue may need to be adjusted, lower or higher, within the value range , depending on numerous factors including condition, location and quality of construction.

Market Value : The market value is the most probable sales price of a property in a competitive and open market under all conditions required for an arms-length transaction.

DISCLAIMER: This valuation report may contain an Estimated Market Value ("EMV"), Forecast Valuation Analytics ("FVA"), Transaction Quality Analysis ("TQA"), and other associated collateral assessment analytics for residential property that is the product of automated valuation technology, public record, economic and other data, and predictive technologies combined to provide an estimate of the most probable selling price of a residential property, forecast analysis, transfer activity involving the subject property or its immediate market area, and related collateral analysis. This valuation report, including but not limited to the EMV, FVA, TQA and other analytics, is not an appraisal. No physical or other inspection of the property was completed as part of this valuation report. This valuation contains no representations or warranties of any kind including but not limited to warranties regarding marketability, functional or economical obsolescence, environmental contamination or flood insurance determination. This valuation does not warrant the accuracy or completeness of any public record information or data sources used to prepare this valuation report. This data may not be re-sold, remarketed, published, or incorporated into other products or services in any form or manner whatsoever.

THE VALUATION REPORTS, INCLUDING BUT NOT LIMITED TO THE EMV, FVA, TQS AND OTHER ANALYTICS, ARE PROVIDED "AS IS" AND VEROS SOFTWARE, INC. MAKES NO REPRESENTATION OR WARRANTY WITH RESPECT TO THEIR ACCURACY, COMPLETENESS OR CURRENTNESS. VEROS SOFTWARE, INC. SPECIFICALLY DISCLAIMS ANY OTHER WARRANTY, EXPRESS, IMPLIED OR STATUTORY, INCLUDING, BUT NOT LIMITED TO, ANY WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. UNDER NO CIRCUMSTANCES WILL VEROS SOFTWARE, INC. BE LIABLE FOR THE RESULTS OF YOUR USE OR MISUSE OF THE VALUATION REPORTS, INCLUDING BUT NOT LIMITED TO THE EMV, FVA, TQS OR OTHER ANALYTICS, INCLUDING ANY USE CONTRARY TO LOCAL, STATE OR FEDERAL LAW; YOUR INABILITY OR FAILURE TO CONDUCT BUSINESS; OR FOR ANY INDIRECT, SPECIAL, OR CONSEQUENTIAL DAMAGES.